{"id":3081,"date":"2019-02-19T03:13:35","date_gmt":"2019-02-19T03:13:35","guid":{"rendered":"https:\/\/kt-bankruptcylawyer.com\/?page_id=3081"},"modified":"2019-02-20T00:17:19","modified_gmt":"2019-02-20T00:17:19","slug":"kt-bankruptcy-landing-page","status":"publish","type":"page","link":"https:\/\/kt-bankruptcylawyer.com\/zh-hant\/kt-bankruptcy-landing-page\/","title":{"rendered":"KT Bankruptcy Landing Page"},"content":{"rendered":"<p><div id=\"dwe-kt-container-light\" class=\"fusion-fullwidth fullwidth-box nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: #ffffff;background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2  fusion-one-half fusion-column-first 1_2\"  style='margin-top:15px;margin-bottom:15px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h4>Stop foreclosure on your home with<br \/>\nchapter 13 bankruptcy.<br \/>\nYou don&#8217;t have to pay all your debts<br \/>\nat once!<\/h4>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2  fusion-one-half fusion-column-last 1_2\"  style='margin-top:15px;margin-bottom:15px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h5>With chapter 13 bankruptcy, your debts will be restructured over a period of three to five years without any additional interest.<br \/>\nFiling for Chapter 13 bankruptcy, under a foreclosure will help buy time so as to figure stuff out.<br \/>\nCall KT Bankruptcy Lawyer to learn more!<br \/>\nFiling for chapter 13 bankruptcy might be your best option for a FRESH Start!.<\/h5>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div id=\"dwe-kt-container-cta\" class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: #33364b;background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"border:1px solid #ffc107;padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2 style=\"text-align: center;\">Call 1(866)224-5001 Now!<\/h2>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div id=\"dwe-kt-container-light\" class=\"fusion-fullwidth fullwidth-box nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last fusion-blend-mode 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"background-color:#ffffff;padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2 style=\"text-align: center;\">What are the benefits of Chapter 13 Bankruptcy?<\/h2>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3  fusion-one-third fusion-column-first fusion-blend-mode 1_3\"  style='margin-top:-3px;margin-bottom:-3px;width:33.33%;width:calc(33.33% - ( ( 4% + 4% ) * 0.3333 ) );margin-right: 4%;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"background-color:#ffffff;padding: -3px -3px -3px -3px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<style type='text\/css'>.reading-box-container-1 .element-bottomshadow:before,.reading-box-container-1 .element-bottomshadow:after{opacity:0.70;}<\/style><div class=\"fusion-reading-box-container reading-box-container-1\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"reading-box reading-box-center\" style=\"background-color:#ffffff;border-width:1px;border-color:#ffaa06;border-style:solid;\"><div class=\"reading-box-additional\">\n<h4 style=\"text-align: center;\">Eliminate Credit Card Debts<\/h4>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><style type='text\/css'>.reading-box-container-2 .element-bottomshadow:before,.reading-box-container-2 .element-bottomshadow:after{opacity:0.70;}<\/style><div class=\"fusion-reading-box-container reading-box-container-2\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"reading-box reading-box-center\" style=\"background-color:#ffffff;border-width:1px;border-color:#ffaa06;border-style:solid;\"><div class=\"reading-box-additional\">\n<h4 style=\"text-align: center;\">Eliminate Payday Loans<\/h4>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><style type='text\/css'>.reading-box-container-3 .element-bottomshadow:before,.reading-box-container-3 .element-bottomshadow:after{opacity:0.70;}<\/style><div class=\"fusion-reading-box-container reading-box-container-3\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"reading-box reading-box-center\" style=\"background-color:#ffffff;border-width:1px;border-color:#ffaa06;border-style:solid;\"><div class=\"reading-box-additional\">\n<h4 style=\"text-align: center;\">Keep All Your Property<\/h4>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3  fusion-one-third fusion-blend-mode 1_3\"  style='margin-top:15px;margin-bottom:15px;width:33.33%;width:calc(33.33% - ( ( 4% + 4% ) * 0.3333 ) );margin-right: 4%;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"background-color:#ffffff;padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<style type='text\/css'>.reading-box-container-4 .element-bottomshadow:before,.reading-box-container-4 .element-bottomshadow:after{opacity:0.70;}<\/style><div class=\"fusion-reading-box-container reading-box-container-4\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"reading-box reading-box-center\" style=\"background-color:#ffffff;border-width:1px;border-color:#ffaa06;border-style:solid;\"><div class=\"reading-box-additional\">\n<h4 style=\"text-align: center;\">Keep Your Vehicles<\/h4>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><style type='text\/css'>.reading-box-container-5 .element-bottomshadow:before,.reading-box-container-5 .element-bottomshadow:after{opacity:0.70;}<\/style><div class=\"fusion-reading-box-container reading-box-container-5\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"reading-box reading-box-center\" style=\"background-color:#ffffff;border-width:1px;border-color:#ffaa06;border-style:solid;\"><div class=\"reading-box-additional\">\n<h4 style=\"text-align: center;\">Stop Foreclosures<\/h4>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><style type='text\/css'>.reading-box-container-6 .element-bottomshadow:before,.reading-box-container-6 .element-bottomshadow:after{opacity:0.70;}<\/style><div class=\"fusion-reading-box-container reading-box-container-6\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"reading-box reading-box-center\" style=\"background-color:#ffffff;border-width:1px;border-color:#ffaa06;border-style:solid;\"><div class=\"reading-box-additional\">\n<h4 style=\"text-align: center;\">Eliminate Medical Bills<\/h4>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3  fusion-one-third fusion-column-last fusion-blend-mode 1_3\"  style='margin-top:15px;margin-bottom:15px;width:33.33%;width:calc(33.33% - ( ( 4% + 4% ) * 0.3333 ) );'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"background-color:#ffffff;padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<style type='text\/css'>.reading-box-container-7 .element-bottomshadow:before,.reading-box-container-7 .element-bottomshadow:after{opacity:0.70;}<\/style><div class=\"fusion-reading-box-container reading-box-container-7\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"reading-box reading-box-center\" style=\"background-color:#ffffff;border-width:1px;border-color:#ffaa06;border-style:solid;\"><div class=\"reading-box-additional\">\n<h4 style=\"text-align: center;\">Stop Bill Collectors<\/h4>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><style type='text\/css'>.reading-box-container-8 .element-bottomshadow:before,.reading-box-container-8 .element-bottomshadow:after{opacity:0.70;}<\/style><div class=\"fusion-reading-box-container reading-box-container-8\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"reading-box reading-box-center\" style=\"background-color:#ffffff;border-width:1px;border-color:#ffaa06;border-style:solid;\"><div class=\"reading-box-additional\">\n<h4 style=\"text-align: center;\">Keep Your Home<\/h4>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><style type='text\/css'>.reading-box-container-9 .element-bottomshadow:before,.reading-box-container-9 .element-bottomshadow:after{opacity:0.70;}<\/style><div class=\"fusion-reading-box-container reading-box-container-9\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"reading-box reading-box-center\" style=\"background-color:#ffffff;border-width:1px;border-color:#ffaa06;border-style:solid;\"><div class=\"reading-box-additional\">\n<h4 style=\"text-align: center;\">Keep Your Wages<\/h4>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div id=\"dwe-kt-container-cta\" class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: #33364b;background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2 style=\"text-align: center;\">Call 1(866)224-5001 Now to learn more.<\/h2>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div id=\"dwe-kt-container-light\" class=\"fusion-fullwidth fullwidth-box nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2 style=\"text-align: center;\">What is chapter 13 bankruptcy?<\/h2>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2  fusion-one-half fusion-column-first 1_2\"  style='margin-top:15px;margin-bottom:15px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><p>Many individuals consider bankruptcy court, serve as the final stop for resolving financial debt when financial freedom seems impossible.<\/p>\n<p>Chapter 13 bankruptcy of the federal bankruptcy code provides light in the tunnel for many individuals seeking financial redemption.<\/p>\n<p>Chapter 13 bankruptcy gives regular income earners a chance to get rid of all or part of their debts, without selling any of their assets.<br \/>\nPopularly referred to as Wage Earner&#8217;s Bankruptcy, it is an alternative to liquidation. It is perfect for those that have regular income but need to deals with creditors\u2019 demand for urgent payment of their debts.<\/p>\n<p>The debts will be spread out over a period of three to five years, with a repayment plan to help the debtors seamlessly settle the debts.<\/p>\n<p>Chapter 13 bankruptcy allows debtors to keep their homes and stop foreclosure as long as you meet up with the repayment plan.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2  fusion-one-half fusion-column-last 1_2\"  style='margin-top:15px;margin-bottom:15px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/kt-bankruptcylawyer.com\/wp-content\/uploads\/2019\/02\/foto-1Lawyer-300x276.png\" width=\"300\" height=\"276\" alt=\"\" title=\"foto-1Lawyer\" class=\"img-responsive wp-image-3785\" srcset=\"https:\/\/kt-bankruptcylawyer.com\/wp-content\/uploads\/2019\/02\/foto-1Lawyer-200x184.png 200w, https:\/\/kt-bankruptcylawyer.com\/wp-content\/uploads\/2019\/02\/foto-1Lawyer-400x368.png 400w, https:\/\/kt-bankruptcylawyer.com\/wp-content\/uploads\/2019\/02\/foto-1Lawyer.png 476w\" sizes=\"auto, (max-width: 1000px) 100vw, 300px\" \/><\/span><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div id=\"dwe-kt-container-cta\" class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: #33364b;background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2 style=\"text-align: center;\">Call us on 1(866)224-5001 to get a FREE Consultation Session Now!<\/h2>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div id=\"dwe-kt-container-light\" class=\"fusion-fullwidth fullwidth-box nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2 style=\"text-align: center;\">Who Should File Chapter 13 Bankruptcy?<\/h2>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2  fusion-one-half fusion-column-first 1_2\"  style='margin-top:15px;margin-bottom:15px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<ul class=\"fusion-checklist fusion-checklist-1\" style=\"font-size:14px;line-height:23.8px;\"><li class=\"fusion-li-item\"><span style=\"height:23.8px;width:23.8px;margin-right:9.8px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-chevron-circle-right fas\" style=\"color:#ffaa06;\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:33.6px;\">\n<h4>Individuals that can prove they can pay back their debts and are willing to disclose their source of income are eligible to file for chapter 13 bankruptcy.<\/h4>\n<\/div><\/li><li class=\"fusion-li-item\"><span style=\"height:23.8px;width:23.8px;margin-right:9.8px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-chevron-circle-right fas\" style=\"color:#ffaa06;\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:33.6px;\">\n<h4>Your unsecured debts must not be more than $394,725 and $1,184,200 in unsecured debts.<\/h4>\n<\/div><\/li><\/ul><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2  fusion-one-half fusion-column-last 1_2\"  style='margin-top:15px;margin-bottom:15px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<ul class=\"fusion-checklist fusion-checklist-2\" style=\"font-size:14px;line-height:23.8px;\"><li class=\"fusion-li-item\"><span style=\"height:23.8px;width:23.8px;margin-right:9.8px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-chevron-circle-right fas\" style=\"color:#ffaa06;\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:33.6px;\">\n<h4>You must be current in your tax filings, must have filed federal and state tax returns for the past four years.<\/h4>\n<\/div><\/li><li class=\"fusion-li-item\"><span style=\"height:23.8px;width:23.8px;margin-right:9.8px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-chevron-circle-right fas\" style=\"color:#ffaa06;\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:33.6px;\">\n<h4>You earn more than the state median for the same household size over a period of six months before filing for chapter 13 bankruptcy.<\/h4>\n<\/div><\/li><\/ul><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:;\"><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-video fusion-youtube fusion-aligncenter\" style=\"max-width:560px;max-height:315px; width:100%\"><div class=\"video-shortcode\"><iframe loading=\"lazy\" title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/EmnTBZ0-rNk?wmode=transparent&autoplay=0\" width=\"560\" height=\"315\" allowfullscreen allow=\"autoplay; fullscreen\"><\/iframe><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:;\"><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div id=\"dwe-kt-container-light\" class=\"fusion-fullwidth fullwidth-box nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2 style=\"text-align: center;\">Why you need to file for Chapter 13 Bankruptcy<\/h2>\n<\/div><div class=\"fusion-text\"><p style=\"text-align: center;\">Chapter 7 bankruptcy with its promise of getting rid of your debts immediately, is good but not for all occasions. Many people file for chapter 13, because:<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2  fusion-one-half fusion-column-first 1_2\"  style='margin-top:15px;margin-bottom:15px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<ul class=\"fusion-checklist fusion-checklist-3\" style=\"font-size:14px;line-height:23.8px;\"><li class=\"fusion-li-item\"><span style=\"height:23.8px;width:23.8px;margin-right:9.8px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-chevron-circle-right fas\" style=\"color:#ffaa06;\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:33.6px;\">\n<p><strong>They are behind on their mortgage or car loan.<\/strong><br \/>\nChapter 13 bankruptcy enables you to make up for missed payment over time. This is sometimes you cannot do in chapter 7 bankruptcy.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\"><span style=\"height:23.8px;width:23.8px;margin-right:9.8px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-chevron-circle-right fas\" style=\"color:#ffaa06;\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:33.6px;\"><strong>They have a non-exempt property that they want to keep<\/strong><br \/>\nDuring the process of Chapter 7 bankruptcy, all your non-exempt will be sold by the trustee except those exempted by the bankruptcy code. In chapter 13 bankruptcy, you don&#8217;t have to sell any of your property, instead, the payment will be spread out towards three to five years and you will pay from your income.<\/div><\/li><\/ul><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2  fusion-one-half fusion-column-last 1_2\"  style='margin-top:15px;margin-bottom:15px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<ul class=\"fusion-checklist fusion-checklist-4\" style=\"font-size:14px;line-height:23.8px;\"><li class=\"fusion-li-item\"><span style=\"height:23.8px;width:23.8px;margin-right:9.8px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-chevron-circle-right fas\" style=\"color:#ffaa06;\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:33.6px;\"><strong>They need more time to repay their debts<\/strong><br \/>\nFiling for bankruptcy entitles you to an automatic stay which put a stop to all collections effort. This will give you a better chance of repaying your debts within a period of there to five years.<\/div><\/li><li class=\"fusion-li-item\"><span style=\"height:23.8px;width:23.8px;margin-right:9.8px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-chevron-circle-right fas\" style=\"color:#ffaa06;\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:33.6px;\"><strong>They have too much income<\/strong><br \/>\nWhen your regular income is too much, for you to be eligible for chapter 7 bankruptcy. You can file for chapter 13 bankruptcy to get rid of your debts and get a fresh start!<\/div><\/li><\/ul><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><p style=\"text-align: center;\">During our free Consultation session, our experienced KT bankruptcy lawyer will analysis your financial situations, to determine if you are eligible for chapter 13 bankruptcy.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div id=\"dwe-kt-container-cta\" class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: #33364b;background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2 style=\"text-align: center;\">Call 1(866)224-5001 Now, to get a FREE consultation session.<\/h2>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div id=\"dwe-kt-container-light\" class=\"fusion-fullwidth fullwidth-box nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:;\"><\/div><div class=\"fusion-text\"><h2 style=\"text-align: center;\">What happens if you Default on your Repayment Plan?<\/h2>\n<\/div><div class=\"fusion-text\"><p style=\"text-align: center;\">There is a lot of negative consequences attached to defaulting on your chapter 13 bankruptcy.<br \/>\nBelow are a few consequences of defaulting on your bankruptcy;<\/p>\n<\/div><ul class=\"fusion-checklist fusion-checklist-5\" style=\"font-size:14px;line-height:23.8px;\"><li class=\"fusion-li-item\"><span style=\"height:23.8px;width:23.8px;margin-right:9.8px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-chevron-circle-right fas\" style=\"color:#ffaa06;\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:33.6px;\">\n<p><strong>Your Bankruptcy May Not Get Confirmed<\/strong><br \/>\nOnce you filed chapter 13 bankruptcy, you are required to appear before at a bankruptcy court for an evaluation of the repayment plan. If the bankruptcy trustee or the judge finds the repayment plan satisfactorily, the repayment will be approved, this is called \u201cconfirmation\u201d.<br \/>\nThis process might take several months, you are expected to start paying according to the repayment plan prior to the approval of the plan. Failure to this might lead to your bankruptcy case not confirmed.<\/p>\n<\/div><\/li><li class=\"fusion-li-item\"><span style=\"height:23.8px;width:23.8px;margin-right:9.8px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-chevron-circle-right fas\" style=\"color:#ffaa06;\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:33.6px;\"><strong>Creditors May Obtain Relief From the Automatic Stay<\/strong><br \/>\nYou are given an automatic stay once you file for bankruptcy, which put a stop to all collection effort.<br \/>\nDefaulting on your repayment plan can allow creditors to obtain relief from the automatic stay.<\/div><\/li><li class=\"fusion-li-item\"><span style=\"height:23.8px;width:23.8px;margin-right:9.8px;\" class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-chevron-circle-right fas\" style=\"color:#ffaa06;\"><\/i><\/span><div class=\"fusion-li-item-content\" style=\"margin-left:33.6px;\"><strong>Your Bankruptcy May Get Dismissed<\/strong><br \/>\nIf you default on your monthly chapter 13 repayment after your bankruptcy have been confirmed.<br \/>\nYou risk your bankruptcy from being dismissed for failing to comply with the terms of the repayment plan.<\/div><\/li><\/ul><div class=\"fusion-text\"><p style=\"text-align: center;\">Our seasoned bankruptcy attorneys will thoroughly analyse your financial situation, and design a repayment plan that will have little or no-effect to your daily living. Making it hard for you to default on your repayment plan.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div id=\"dwe-kt-container-cta\" class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: #33364b;background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2 style=\"text-align: center;\">Call 1(866)224-5001 Now to get a started!<\/h2>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div id=\"dwe-kt-container-light\" class=\"fusion-fullwidth fullwidth-box nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2 style=\"text-align: center;\">About KT Bankruptcy Lawyer<\/h2>\n<\/div><div class=\"fusion-text\"><p>KT Bankruptcy Lawyer has a reputation for excellence, a proven track record of resolving its various client&#8217;s legal issues and considers the best bankruptcy firm in Los Angeles.<\/p>\n<p>Our mission is to help our clients all over Los Angeles get the maximum compensation from their legal cases.<br \/>\nOur team of legal experts are committed to protecting the best interests of our clients.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div id=\"dwe-kt-container-cta\" class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: #33364b;background-position: 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style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:15px;margin-bottom:15px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><h2 style=\"text-align: center;\">Why Choose KT Bankruptcy Lawyer?<\/h2>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:;\"><\/div><div class=\"fusion-text\"><p><strong>Guaranteed Success:<\/strong><br \/>\nwith a success rate of 99%, We are guaranteed to successfully get rid of your debts and get you a FRESH start.<\/p>\n<\/div><div class=\"fusion-text\"><p><strong>Experienced:<\/strong><br \/>\nOur attorneys have a combined experienced over 100 years. also, we have experience in taking cases to trial.<\/p>\n<\/div><div class=\"fusion-text\"><p><strong>Office Location all over California:<\/strong><br \/>\nOur offices are located in LA County, Irvine, Glendale, Orange County, San Diego, Bernardino County, and so on.<\/p>\n<\/div><div class=\"fusion-text\"><p><strong>FREE consultation:<\/strong><br \/>\nWe offer a free call consultation to our clients. 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